Compare our Loan Proposals to the Competition

Compare our Loan Proposal to the competition.

Now that you have found us, we ask that you do one thing… 

Compare our Loan Proposal to the competition.

Whether you are a first-time home buyer, refinancing your home or financing your third investment property, we strongly suggest that you compare our Loan Proposal with proposals from other mortgage providers.  After comparing our proposal to the competition.
The following information will help you compare loan proposals:
 Timing…
Interest Rates  are constantly changing;  to effectively compare interest rate and fee structures between two or more loan proposals you have to make sure they are created on the same day (preferably within one or two hours of each other).
Critical Information that impacts your interest rate and closing costs…
The following information have a significant impact on the interest rate and fee structure of your loan so it is important that the following terms be the same in each proposal:

• Loan Amount & Purchase Price (or Appraised Value in the case of a refinance)
• Lock Period (how long the interest rate is locked, e.g. 30, 45, 60 days)
• Whether or not you will be required to escrow for property taxes and insurance
• Loan Type (e.g. 30 year fixed rate, 3 or 5 year adjustable rate or interest only)
• Credit Score of all borrowers
• Property Type (SFR (Single Family Residence), Condominium, Town House) 

Accuracy and our guarantee…
We have created a four step process that guarantees the accuracy of our Initial Loan Proposal.

1. We provide a detailed Initial Loan Proposal
2. We encourage you to compare our Loan Proposal to others  you have recieved
3. We lock your interest rate and provide you with a Final Loan Proposal
4. We compare the Final Loan Proposal to your HUD-1 Settelment Statement.  We will make an adjustment if there is a discrepancy which  negatively impacts YOU.

Call Steve Today;
877-278-9558
350 Pfingsten Road Unit 103
Northbrook, IL 60062