Tuesday, March 12, 2013

Experience - The Truerate Difference


Truly, the Truerate Difference 

Truerate is different from the typical mortgage broker in a number of ways.  Don't take our word for it.  Go see for yourself.  In fact, that is part of the Truerate pledge.  We never use scare tactics or say things like, "other brokers can't service your needs the way we can" or "you'll never find a better rate".  We encourage you to shop around and find out for yourself.  We actually encourage you to get at least two or three competitive quotes... especially if you have done business with that mortgage broker before, as repeat providers often assume you will not shop for better rates.  At Truerate, we believe talk is cheap and performance is what counts.




Truerate has tried to create a better business model by making the mortgage process less intimidating, confusing, and experience.

People often ask:  If Truerate is able to provide such low rates, how does it make money?  The answer is we depend on technology, efficiency, and volume to remain profitable while still providing you deals at the best rates.  In fact, unlike most other brokers, we tell you upfront exactly how much we make on your loan, so you can see for yourself.

Shining light on the mortgage industry:  why customers have suffered and why Truerate is different.

At Truerate, we understand the state of the mortgage business and what now goes into obtaining a mortgage.  In the aftermath of the housing crisis, the mortgage process is more challenging than ever, irrespective of your ability to repay your mortgage.  Never before has more bureaucracy and arbitrariness dominated the process.  Government regulators and underwriters are now more concerned about preventing losses to lenders than making it easy and seamless for you to obtain a mortgage.  That is where Truerate can help.
Ok Maybe He is a little too excited, but this looks like a GREAT COMPANY!!!

First, we strive to make the process as simple and streamlined as possible for you.  That is why we provide you with information about the market and rates available to you before you are ever required to commit or provide reams of information to us.

We also aim to provide you with the LOWEST mortgage rates possible.  First, we utilize technology, efficiency and volume to offer you low prices and still run a profitable company.  Second, our loan coordinators have no incentive to charge you higher rates, because they are always paid the same amount.  In the aftermath of the housing crisis, Congress passed into law the Dodd Frank Act, which amended portions of the Truth in Lending Act.  Companies are not permitted to alter their compensation to loan officers depending on the rate charged to the customer. That doesn't mean it still doesn't happen.  We promise you that it NEVER happens at Truerate.
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Thank You,
Steve Banass
Director of Quality Control
DIRECT:  (224)-374-1470
Toll Free (877) 278-9558 xt 7007
TrueRate Partners
350 Pfingsten Road Suite 103
Northbrook,  Illinois   60062


Saturday, March 9, 2013

Testimonials


“Very professional company”

“Our experience with TrueRate Partners was totally positive. Their rates and costs were extremely competitive, response to questions and issues were prompt (almost everything is done electronically), they even went to bat for us when we found a couple of mistaken entries in our credit reports. Very professional company.”
Jan & Boyce
Ingleside, Illinois



“I was very happy with your service”

“David, I was very happy with your service. Your attentiveness, responsiveness and professionalism will be highlighted in the survey and LendingTree Review. I definitely will keep you in mind and recommend your service when opportunity arises.”
Francis
Chicago, Illinois


“They Are the Best!”

You took all the guess work out of purchasing, refinancing or selling a home. I know because I have done each with them. They explain the process in detail and work efficiently with integrity. We not only have become “clients for life” but we’ve also made friends for life. They’re the best!!!
Heather Smith
Washington


“My experience with TrueRate Partners was outstanding.”

“My experience with TrueRate Partners was outstanding. Anthony Pipitone was pleasant, knowledgeable and very prompt regarding all aspects of my loan process. He kept in constant contact, provided sound advice and always accurate figures and information. The process was extremely smooth and took very little time. I had refinanced in the past, but always seemed like I had to jump through hoops, backtrack and/or follow up with the loan company. I was doing their work. In addition, so many times they would come back asking for additional information (at the last minute), which put pressure on getting the closing accomplished in time.
I would definitely recommend TrueRate Partners and, as a matter of fact, I already have. And, I would definitely use them again. Everything was so well done and I had total faith in the whole process.”
Jody
Huntley, Illinois


“There were no hidden fees or junk fees added”

“TrueRate came in with the lowest rate and fees through my request. At first I was hesitant to go with a broker’s office instead of a “big name” bank, because I thought there would be some hidden fees later. The loan adviser Anthony, (who was great) told me I would have the Good Faith Estimate with all the numbers the next day, I did! There were no hidden fees or junk fees added, and the rate was the same! Call me a cynic but I need to see it in black & white first. I am glad I went with them because everyone was super helpful and patient with ALL my questions until the date I closed on my new house. Great Rates, Great Service, Low Fees, I would highly recommend to anyone!”
Carina
Chicago, Illinois

Call us today and let us show you our Professionalism!
Steve Banass
(877) 278-9558
350 Pfingsten Road Unit 103
Northbrook, IL 60062