Wednesday, April 24, 2013

Home Buyers Just Loving Low Rates !!


Applications for U.S. home mortgages edged up last week as rates fell for the fifth week in a row, data from an industry group showed on Wednesday.

The 10 year yield is down to 1.69 from 2.04 a few weeks ago.
This means that the rates and costs have come down as well.This is the lowest I have seen the bonds in the past 6 months.
Please let me know if you would like an updated proposal with our current rates and costs?
Have a Great Wednesday!
Steven Banass
Director of Quality Control
steve@truerate.us



Monday, April 22, 2013

truerate Partners Northbrook, Illinois GREAT Mortgage Rates and Excellent Services









Your Professional Loan Originators
Michael Schenk | Loan Originator
350 Pfingsten Road
Ste 103
Northbrook, IL 60062
tel  224.374.1465
cell 312.375.9069
fax 972.616.6178
Illinois Loan Originator #: 031.0006141
NMLS #: 219469



Anthony Pipitone \ Loan Originator

350 Pfingsten Road Suite 103
Northbrook, Illinois 60062
DIRECT: 847-849-1714
CELL:     847-977-4681
FAX:       214-716-1105 (efax)
Illinois Loan Originator #03100001924
NMLS #






Christi Murphy \ Loan Originator
350 Pfingsten Road Suite 103
Northbrook, Illinois 60062
DIRECT: 224-374-1468
CELL:    630-430-5388
FAX:       972-616-6289
Illinois Loan Originator # 0310034405

NMLS # 1011180




Thursday, April 11, 2013

Better Business Bureau Free 'Shred It & Forget It' Event in Rockford and Chicago


BETTER BUSINESS BUREAU®
NEWS RELEASE
FOR FURTHER INFORMATION CONTACT: Tom Joyce, Better Business Bureau Serving Chicago & Northern Illinois, 312.245.2643; tjoyce@chicago.bbb.org
Better Business Bureau Free 'Shred It & Forget It' Event in Rockford and Chicago

Chicago, IL - April 11, 2013 - The Better Business Bureau serving Chicago and Northern Illinois (BBB), in conjunction with various government agencies, invites consumers and businesses to protect their identities by shredding unwanted personal, financial or confidential documents for FREE at the annual "Shred It and Forget It" Shredder Day.

Rockford Event:

Saturday, April 20th, 2013
SuperShredders (behind Barbara Olson Center of Hope)
3206 N. Central Ave
Rockford, IL
10:00 a.m. - 2:00 p.m.
For more info call - 815-963-2222

Chicago Event:

Saturday, June 22, 2013,
United Center
1901 W. Madison Street Lot E
Chicago, IL 60612
NEW TIME!!! 9:00am- 1:00pm (Gates close at 12:45pm)

Hosts of the annual event include the Better Business Bureau along with the City of Chicago, Chicago Police Department, FBI, FTC, Illinois Attorney General's Office, and United States Postal Inspection Service. Shredding and recycling services will be provided by Acme Document Destruction, Beaver Shredding Inc., Chicago Shred Authority, Cintas Document Management, Shred-It, Inc., and Vintage Tech Recyclers.

As of January 1, 2012 the Electronic Products Recycling & Reuse Act requires people to recycle their electronic devices including televisions, monitors, printers and computers, rather than allow them to be disposed of in a landfill.

TVs, monitors, laptops, PCs, servers, data storage devices, printers, fax/copy machines, cell phones, VCRs, DVD players, video cameras and game consoles are among the types of electronic equipment that will be collected for recycling at the event. To learn more about the electronics you can recycle at this event, visit www.chicagoshreds.com      

Participants are asked to limit the material they want shred to 10 boxes of documents per vehicle. There will also be free home shredders given away during the event every 30 minutes. You can register online to win a free shredder at www.chicagoshreds.com
 
Representatives from the participating organizations will be available at "Shred It and Forget It" on June 22rd to offer guidelines for shredding documents and to answer questions about how to keep your personal information safe.     

Here are some suggestions for deciding how long to keep personal financial information:  
  • A good rule of thumb is to keep all tax returns and supporting documentation for seven years. The IRS has three years from your tax-filing date to audit, and has six years to challenge a claim.
  • Keep credit card statements for seven years if tax related expenses are documented.
  • Keep paycheck stubs for one year. Be sure to cross reference the paycheck stub to the W-2 form.
  • Be sure to keep bank statements and canceled checks for at least one year.
  • Bills should be kept for one year or until the canceled check has been returned. Receipts for large ticket items should be kept for insurance purposes.
  • Home improvement receipts should be kept for six years or permanently.
  • Items such as birth certificates, social security cards, insurance policies, titles or wills should be kept permanently in a safety deposit box.
  • If you are going to dispose of documents with sensitive information, be sure to SHRED!
More information about the "Shred It and Forget It" Shredder Day event can be found at www.chicagoshreds.com 

For more information on how to protect your identity, visit www.bbb.org