Thursday, July 18, 2013

Welcome to our Lending Tree Shoppers!

Our Loan Officers are now GOLD CERTIFIED Lending Tree Partners



5 Reasons to Choose a LendingTree Certified Loan Officer
1. Commitment Level: Because LendingTree Certified Loan Officers have committed a large portion of their time and resources to training, consumers can be confident that they are going to have a greater commitment to their customers. The hours and level of training, practice and testing they have committed to shows you that they are serious about being the best in their field!
2. Integrity: One of the core components of the training Certified Loan Officers experience is the importance of honesty and integrity. They are not only taught to provide honest loan quotes, but also to fully disclose every aspect of the loan once they have provided a bona-fide offer. This is a core competency taught in the Loan Officer training. Therefore, consumers can be confident that their LendingTree Certified Loan Officers are fully committed to business ethics and integrity.
3. Financial Knowledge: A key part of LendingTree Certification Training is teaching Loan Officers advanced skills in how to position a mortgage as a true financial tool; not just an avenue to purchase a home or refinance to a lower rate and payment. They are educated in both the benefits and detriments to mortgage transactions, including: equity usage, cash-out, and tax and term implications. Certified Loan Officers are taught to provide unique and substantial benefits and knowledge that most of their competitors do not know or have not been trained in. Because LendingTree Certified Loan Officers are more consumer proactive than their competitors, they help consumers make the best overall mortgage decision for their personal financial situation.
4. Empowerment: LendingTree Certified Loan Officers are also trained in providing multiple loan options so give consumers a better understanding and choice in the programs and products available. This allows the consumer to make the most informed decision possible. They are trained to provide options even beyond what may have been asked for, and to show ways to improve financial situations, based on personal goals, beyond what most consumers know are available. This empowers the consumer to choose the mortgage that is best for them. The Certified Loan Officers role is that of a consultant and guide, not salesperson!
5. Personal Care and Service: The most important quality we teach Certified Loan Officers is the importance of caring for their customers’ needs and providing the best possible service available. Their goal is to make a normally complex and intimidating transaction as enjoyable and as easy as possible while helping the consumer understand BOTH their needs and goals at a level no one else has displayed. Our motto is “customers first”. Therefore, consumers can be confident they are working with someone who is truly committed to their well-being and wants to help with one of the most important financial decisions ever made.

Call me Today and I will introduce you to Anthony Pipitone and Christi Murphy. Gold Certified, and Highly Trained.


Steve Banass
Director of Quality Control
DIRECT:  (224)-374-1470
Toll Free (877) 278-9558 xt 7007
TrueRate Partners
350 Pfingsten Road Suite 103
Northbrook,  Illinois   60062




Thursday, July 11, 2013

Try our Truerate Partners Illinois Dream Home Search Engine - FREE!

The Truerate Partners Illinois Dream Home Search Engine - FREE
                                           ---> Start Here <---
Steven Banass
Director of Quality Control
truerate partners
350 Pfingsten Suite 103 l Northbrook, IL l 60062
DIRECT:  (224)-374-1470


Saturday, July 6, 2013

Illinois, Let me introduce you to a Mortgage Company you can trust


Truly, the truerate Difference 

Truerate is different from the typical mortgage broker in a number of ways.  Don't take our word for it.  Go see for yourself.  In fact, that is part of the Truerate pledge.  We never use scare tactics or say things like, "other brokers can't service your needs the way we can" or "you'll never find a better rate".  We encourage you to shop around and find out for yourself.  We actually encourage you to get at least two or three competitive quotes... especially if you have done business with that mortgage broker before, as repeat providers often assume you will not shop for better rates.  At Truerate, we believe talk is cheap and performance is what counts.




Truerate has tried to create a better business model by making the mortgage process less intimidating, confusing, and experience.

People often ask:  If Truerate is able to provide such low rates, how does it make money?  The answer is we depend on technology, efficiency, and volume to remain profitable while still providing you deals at the best rates.  In fact, unlike most other brokers, we tell you upfront exactly how much we make on your loan, so you can see for yourself.

Shining light on the mortgage industry:  why customers have suffered and why Truerate is different.

At Truerate, we understand the state of the mortgage business and what now goes into obtaining a mortgage.  In the aftermath of the housing crisis, the mortgage process is more challenging than ever, irrespective of your ability to repay your mortgage.  Never before has more bureaucracy and arbitrariness dominated the process.  Government regulators and underwriters are now more concerned about preventing losses to lenders than making it easy and seamless for you to obtain a mortgage.  That is where Truerate can help.
Ok Maybe He is a little too excited, but this looks like a GREAT COMPANY!!!

First, we strive to make the process as simple and streamlined as possible for you.  That is why we provide you with information about the market and rates available to you before you are ever required to commit or provide reams of information to us.

We also aim to provide you with the LOWEST mortgage rates possible.  First, we utilize technology, efficiency and volume to offer you low prices and still run a profitable company.  Second, our loan coordinators have no incentive to charge you higher rates, because they are always paid the same amount.  In the aftermath of the housing crisis, Congress passed into law the Dodd Frank Act, which amended portions of the Truth in Lending Act.  Companies are not permitted to alter their compensation to loan officers depending on the rate charged to the customer. That doesn't mean it still doesn't happen.  We promise you that it NEVER happens at Truerate.
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Thank You,
Steve Banass
Director of Quality Control
DIRECT:  (224)-374-1470
Toll Free (877) 278-9558 xt 7007
TrueRate Partners
350 Pfingsten Road Suite 103
Northbrook,  Illinois   60062


Wednesday, July 3, 2013

10 Things You Should Always Haggle For


There are certain items that you should always haggle for, like flea market finds or when purchasing a new car.
However, there are certain, less obvious situations where your bargaining chops may come in handy. For example, did you know you can negotiate the price of your monthly rent? You may immediately think, “my landlord would never do that,” but there are specific methods to approaching situations like this, and we show you how it can be done.
We've compiled a list of these techniques you can utilize in order to get discounts on services, living expenses, and products! Begin our slideshow to start saving.
Begin slideshow



Steven Banass
Director of Quality Control
truerate partners
350 Pfingsten Suite 103 l Northbrook, IL l 60062
DIRECT:  (224)-374-1470