Home Purchase Loan Tips

If you are thinking about purchasing a new home, don’t wait until you find the perfect home to get prequalified! Make sure your credit is healthy and find out how much you can qualify for before you find the home of your dreams. This helps insure that you not only choose a home in the right price range, but help avoid falling in love with a home that you can’t afford!
Another great reason to get qualified as early in the process as possible is to insure the fastest closing possible. If there are multiple offers going in on a home, you may be at a disadvantage if you are not able to secure financing quickly. Don’t wait until the last minute!
We have home purchase specialists standing by that can give you FREE home purchase finance advice. Feel free to request a FREE Rate Quote or to Contact Us directly.

If you prefer,
Call Steve Banass Directly at;
877-278-9558
I will help you start the process smoothly and professionally.

Home Purchase Loans

Home Purchase Loans
Get Into Your New Home Fast!
Fast Pre-Qualification
Rates You Can Depend On
Streamlined Loan Approval Process

A properly structured home purchase loan allows you to get the home you want with a payment that fits your budget. Even first time home buyers have many options when it is time to purchase their first home. We can help you choose the right program, price range, and even direct you to the right Realtor for you in your area.

Where Do I Start When I Want to Purchase New Home?

If you are not sure how much home you can afford, what payments fit within your budget, or what type of loan program is right for your home purchase, we can help.

We can help you :

• Get you pre-qualified so that when you find the right home you can move fast
• Decide on an acceptable home price range
• Calculate your anticipated monthly payments
• Find a Realtor that can help you find the right home
• Choose the right loan program

Apply Now To Find Out: 1. How much we can lower your payment.
2. How quickly we can close your loan.
3. How we will help you improve your credit scores.



Call Steve TODAY at;
877-278-9558
350 Pfingsten Road Unit 103
Northbrook, IL 60062

Compare our Loan Proposals to the Competition

Compare our Loan Proposal to the competition.

Now that you have found us, we ask that you do one thing… 

Compare our Loan Proposal to the competition.

Whether you are a first-time home buyer, refinancing your home or financing your third investment property, we strongly suggest that you compare our Loan Proposal with proposals from other mortgage providers.  After comparing our proposal to the competition.
The following information will help you compare loan proposals:
 Timing…
Interest Rates  are constantly changing;  to effectively compare interest rate and fee structures between two or more loan proposals you have to make sure they are created on the same day (preferably within one or two hours of each other).
Critical Information that impacts your interest rate and closing costs…
The following information have a significant impact on the interest rate and fee structure of your loan so it is important that the following terms be the same in each proposal:

• Loan Amount & Purchase Price (or Appraised Value in the case of a refinance)
• Lock Period (how long the interest rate is locked, e.g. 30, 45, 60 days)
• Whether or not you will be required to escrow for property taxes and insurance
• Loan Type (e.g. 30 year fixed rate, 3 or 5 year adjustable rate or interest only)
• Credit Score of all borrowers
• Property Type (SFR (Single Family Residence), Condominium, Town House) 

Accuracy and our guarantee…
We have created a four step process that guarantees the accuracy of our Initial Loan Proposal.

1. We provide a detailed Initial Loan Proposal
2. We encourage you to compare our Loan Proposal to others  you have recieved
3. We lock your interest rate and provide you with a Final Loan Proposal
4. We compare the Final Loan Proposal to your HUD-1 Settelment Statement.  We will make an adjustment if there is a discrepancy which  negatively impacts YOU.

Call Steve Today;
877-278-9558
350 Pfingsten Road Unit 103
Northbrook, IL 60062

TrueRate Partners Our Business Model

At TruRate Partners, Our approach is straight forward; we provide our customers with the lowest possible combination of interest rates and closing costs while providing the highest level of service. We accomplish this by adhering to the following core principles:

Transparency, accuracy and our guarantee
After spending approximately 5 minutes on the phone with you (or you can fill out our simple online quick quote) and prior to pulling your credit, we will provide you with a detailed Initial Loan Proposal. Many mortgage companies will require a credit check and a full mortgage application before delivering a loan proposal. These practices combined with other unnecessary paperwork are often intended to discourage you from seeking additional offers. We encourage you to compare our Loan Proposal to our competition.
We have created a four step process that guarantees the accuracy of our Initial Loan Proposal.

1. We provide a detailed Initial Loan Proposal
2. We encourage you to compare our Loan Proposal to others you have recieved
3. We lock your interest rate and provide you with a Final Loan Proposal
4. Adjust for any discrepancy between the HUD-1 Settelment Statement and Final Loan Proposal that negatively impacts YOU.

Technology Means Efficiency, convenience and low overhead
Our entire application process is handled though our secure document delivery system, email and/or facsimile. All refinance transactions can be closed in your home at any time of the day convenient for you (in home and after hours closings are NO extra charge). The efficiencies gained from our technology contribute to our low overhead environment and we pass this savings on to you.

Low, No-Haggle Rates and Closing Costs
Our entire application process is handled though our secure document delivery system, email and/or facsimile. All refinance transactions can be closed in your home at any time of the day convenient for you (in home and after hours closings are NO extra charge). The efficiencies gained from our technology contribute to our low overhead environment and we pass this savings on to you.

We are confident that you will find our service unmatched and our loan proposal to be the lowest Total Cost available in the market today. Again, we encourage you to compare our Loan Proposal to the competition.
We look forward to earning your business.

Now that you have found us, we ask that you do one thing… 

Compare our Loan Proposal to the competition.

Whether you are a first-time home buyer, refinancing your home or financing your third investment property, we strongly suggest that you compare our Loan Proposal with proposals from other mortgage providers.

Call Steve Banass today at;
(877) 278- 9558
350 Pfingsten Road Unit 103
Northbrook, IL 60062